Life can be unpredictable. At OneClickLend we do our best to offer fast and safe solutions in any challenging situation. We implement the highest security standards, as well as calibrated automated processes to make your experience with us not only useful, but utterly pleasant as well!
We offer free and straightforward services without any hidden fees or charges on our part. And as we care about your comfort and safety, we enable you to submit a request without having to worry about any obligations or threats to your data security.
Annual Percentage Rate (APR) represents the annualized interest rate that you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved in obtaining a loan. Since OneClickLend is not involved in the lending process, we can not deliver any specifics about the APR you will be offered. The APR depends solely on your provider decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request.
If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be $2,637, with a total interest of $137,48.
OneClickLend cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. OneClickLend service is free of charge, and you are under no obligation to accept the terms that the lender offers you.
OneClickLend does not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some companies may carry out a credit check to ascertain your eligibility for a loan.
OneClickLend is not involved in any debt collection practices and cannot make you aware of any of them. For more information visit our page for Responsible Lending. OneClickLend itself isn’t involved in debt collection.
Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.
When you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by provider, and as OneClickLend is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs.